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A business going over a cyber insurance policy

As many businesses look for better ways to protect their sensitive network data, many have turned to cyber insurance as a means of reducing the impact of a successful cyberattack. Just like the insurance policies for other assets, cyber insurance has many requirements and opportunities for lower premiums for businesses that are safer and more reliable. One factor that many cyber insurance companies look for is Endpoint Detection and Response (EDR), but it may not always be clear what EDR is and how it can impact your policy and rates.

What is EDR?

Endpoint Detection and Response refers to a range of tools and processes that analyze what goes wrong on network endpoints after an attack. Endpoint protection will monitor company endpoints, quickly identify malicious activity as it occurs, and seamlessly respond to the threats to protect the network. Threats that your endpoint protection encounters will be analyzed by EDR tools to figure out the origin of the attack and other important information. A well implemented endpoint protection and EDR combo will not only notify your IT team when something has gone wrong, but it will also help contain and eliminate threats while collecting all the information your staff will need to make informed decisions on the situation.

Why does Cyber Insurance Require EDR?

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Cyber insurance policies will either require or reward implementing EDR tools because they make a business more secure to insure. Endpoint protection with EDR systems allow for more nuanced monitoring and threat reaction than most antivirus services available, and it allows your IT team to catch the fine details of an attack. Being able to identify and eliminate threats and any lingering parts of them makes your business better suited for strong cyber insurance policies because both the risk of attack and potential overall damage can be minimized. Because of this added protection, many policies will either require EDR immediately or expect a business to implement it within a certain amount of time after the policy takes effect.

Cyber Insurance Cost Benefits

If you are thinking of purchasing cyber insurance for your business, then it is important to know that some policies will reject businesses that do not have any form of EDR. Other policies will provide lower rates to companies with EDR and additional security tools that reduce the risk of cyberattacks. Even if your current or future cyber insurance policy does not require EDR, it is possible to save money by implementing an EDR tool and lowering your policy premiums. This means that by implementing EDR, businesses can both improve their security posture and potentially cover the tool’s cost with lower premiums.  


In the end, cyber insurance companies want the businesses they cover to have EDR because it allows for more information on an attack to be gathered, which can make the company more secure to cover. Businesses seeking policies have an incentive to implement EDR tools in order to either secure a policy or lower their current premiums. Our team here at Robinett Consulting appreciate the value EDR brings to a company. Getting the right security tools from a partner in IT that you trust is always the best move to make because the more prepared your network is, the better chances you have of not needing to make an insurance claim at all!

Robinett Consulting

Author Robinett Consulting

At Robinett Consulting, we are your consultative partner who strives to grow your business and have technology truly enabling you. We aim to understand you and your business so that you do what you do best unhindered by your IT.

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